MassHousing Operation Welcome Home Program

MassHousing offers a Conventional Loan Program for Active Duty Members of the US Armed Services, Veterans, Reservists, and Gold Star Families. This program combines a traditional first mortgage (Fannie Mae) with a deferred second mortgage option to create a conventional loan with all of the same features and benefits as a traditional VA loan.

Features and Benefits:

  • Affordable interest rate and low down payment
  • Offers First-time homebuyers who are purchasing a property in Massachusetts and who are active duty members; Veterans who served honorably; members of the Reserves and National Guard; and Gold Star Family members.
  • Available for one-to three-unit properties
  • Fixed rate loan
  • Offer with or without mortgage insurance
  • Mortgage loan and income limits apply

To learn more about this program please contact a Loan Officer today!

Program is subject to credit approval, mortgage loan and income limits apply. Other restrictions may apply. Applicants are subject to complete underwriting based on MassHousing/Fannie Mae policies and procedures, not all applicants will qualify, rates, terms and products are subject to change without notice. Loans available on owner-occupied properties only, homeowners insurance required and flood insurance where necessary. Available for residences located in MA. Insured by MassHousing.