Open an Account Online

Sometimes you just can’t get to the bank to open an account. That’s why we’ve made it easy for you to open an account online.

Simply fill out the online application below to open any Dedham Savings personal checking or savings account. Once you complete the process, we’ll be in touch with you to confirm all the details of your new account.

Once you have completed the application process, you will need to return to this page in order to finish the online account opening process by completing the test deposit verification .



On September 11, 2001, our lives changed forever. In an effort to protect you and our country, the USA PATRIOT Act was signed into law. To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may ask to see your driver's license or other identifying documents.

We proudly support all efforts to protect and maintain the security of our customers and our country.

Section 101(c)(1) of Title I of the Electronic Signatures in Global and National Commerce Act allows financial institutions to issue electronic records to a consumer after obtaining the consumers affirmative consent. You should know that:

  • Our Deposit Product disclosures are available in both electronic and paper form.
  • You may obtain paper copies of our Deposit Product disclosures, free of charge and at any time, upon request at any of our branches, by letter or by e-mail.
  • Consent to receive electronic disclosures applies only to your application for a Dedham Savings Deposit Account. Other disclosures may be provided in paper form as necessary.
  • You may withdraw your consent to receive electronic disclosures or update information needed to contact you by notifying us, in writing at Dedham Savings, PO Box 9107, Dedham, MA 02027-9107 or by e-mail at
  • In order to receive our electronic disclosures, you will need "Adobe Acrobat Reader" software installed on your computer and a printer installed. (Note: A link to download Adobe Acrobat Reader software for free will be contained on the webpage presented to you upon submission of this application

Available to Massachusetts and Rhode Island Residents Only

Open An Account Right Now!

To begin the account opening process, please select an account type* from the drop-down menu:


Have a promotional code? Enter it here:   

On each checking or savings account, the bank may obtain any credit reference necessary but not limited to ChexSystems.

CONSUMER IDENTIFICATION - You authorize Dedham Savings to obtain a consumer report on you for the purpose of verification of your identity and information that you have provided to us.  Upon our request, you agree to provide personal identification, such as a driver's license, when conducting certain transactions.

I have read and understand my rights as described above, by clicking the "Start" button, I authorize Dedham Savings to provide all required disclosures in electronic form. I assert that my computer system is capable and ready to receive said disclosures.

*Important Information:
The bank reserves the right to enforce a limit of one Reward Checking account per customer.

Please press "Start" to begin the application process