Business Accounts

Whether you’re managing high daily balances or you just opened your doors, your account should be as unique as your business. That’s why we’ll customize our services to meet your specific needs and give you a dedicated business banking contact, ready to give you a hand anytime. You’ll even get a free Checking Starter Kit^* to start things off right.

And, your deposits at Dedham Saving are insured in full, up to any amount, with our combined FDIC and DIF insurance coverage. Learn more.

^*Checking starter kit includes first order of standard business checks, deposit slips, and deposit stamp.

the benefits

Cash Management Services

Online & Mobile Business Banking

Remote Deposit Capture

Credit & Debit Cards

Find the checking account that checks all the boxes.

Community Checking¹
If you serve the community, we’re here to serve you. With unlimited transactions and great interest, this account is best for tax-exempt local community service organizations.
Basic Business Checking²
Just starting out? With no minimum balance and no maintenance fees, this account is built to help your company grow.
Business Interest Checking³
Have a high daily balance? This account will put that money to work, earning your business more rewards.
Cash Management Checking
If you’re managing lots of daily transactions and need a hand with cash management, this option will help you keep things simple.
IOLTA Checking⁴
This secure, interest-bearing lawyer’s trust account for client funds comes with perks — like free incoming and outgoing wires.
Learn More

	Analysis Account (Earnings Credit to Offset Fees)	Earns Interest	Free Monthly Transactions	Monthly Service Charge	Requirements to Avoid Monthly Service Charge	Additional Benefits
Community Checking¹		Yes	Unlimited	$3	Maintain a minimum daily balance of $700
Basic Business Checking²		No	400
Business Interest Checking³		Yes	400	$10	Maintain a minimum daily balance of $100,000
Cash Management Checking	Earnings Credit is based on monthly average collected balance	No		$10 – Earnings Credit may offset fees
IOLTA Checking⁴		Yes				Membership in Attorney Advantage VIP Program – FREE incoming and outgoing wires


Community Checking¹
Basic Business Checking²
Business Interest Checking³
Cash Management Checking
IOLTA Checking⁴

Maintain a minimum daily balance of $700 to avoid monthly service charge of $3.
Minimum deposit of $10 required to open account. Account includes 400 free monthly transactions and $0.50 per transaction thereafter. Free transactions include Checks Paid, ACH (Automated Clearing House) debits, ATM withdrawals, debit transactions, deposits and deposited items (includes ATM deposited items).
Minimum deposit of $10 required to open account. Account includes 400 free monthly transactions and $0.50 per transaction thereafter. Free transactions include Checks Paid, ACH (Automated Clearing House) debits, ATM withdrawals, debit transactions, deposits and deposited items (includes ATM deposited items). Business Interest Checking requires $100,000 minimum daily balance to avoid $10 monthly fee.
Minimum deposit of $10 required to open account and must be maintained to earn Annual Percentage Yield (APY). Free monthly transactions include Checks Paid, ACH (Automated Clearing House) debits, ATM withdrawals, debit transactions, deposits and deposited items made at ATMs.

We also offer a special checking account for municipalities – ask us for details!

And earn great interest to top it off.

Sweep Accounts

Put your money to work, even after you’re done for the day. Automatically transfer funds above a target balance from your business checking account at the end of the business day and earn a high interest rate. Excess balances automatically transfer into an FDIC-insured overnight investment account.

Money Market Accounts

Money Market accounts give you easy access to your funds, while still earning you a top market rate. They’re a great way to build a buffer for unplanned expenses or save for an upcoming purchase.

Learn More