Business Cash Management Services
More efficiency. Way less work.
Marcella Musto
Vice President, Business Banking
Our experienced professionals will help you choose the best cash management solutions so you can expedite collections, maximize your funds, and make critical business decisions faster. Choose the services that work for you, and we’ll go with the flow. The cash flow, that is.
Access Accounts Your Way
Online Banking
View balances and activity, transfer funds, and more with real-time, secure access to your accounts online. You can even set up additional users with access to specific accounts and transactions.
Mobile Banking
When you’re on the go, so are we. Use your smartphone to take care of business banking while you’re taking care of business.
Credit & Debit Cards
Get multiple debit cards for your business accounts, so you and your employees can make business purchases whenever, wherever you need. Add your card to mobile wallet and keep tabs on it with card controls.
Collect Funds Your Way
ACH Debit
(Automated Clearing House)
Originate transactions electronically, whether you’re collecting funds from individuals or companies.
Lockbox
Client payments are directed to a special post office box where we retrieve, process, and deposit funds right into your bank account.
Remote Deposits
Working around the clock? Deposit checks right from your office computer, 24/7. Capture checks with your desktop scanner, then securely transmit them over to us.
Mobile Deposits
If you don’t get many checks, just use our mobile banking app to deposit any client checks on the go.
Merchant Services
Say “yes” to any form of payment. Clients can pay via credit card, online payment, or smartphone.
ZDeposit & ZRent for Landlords
Simplifies the collection of security deposits, rent payments, and condo fees.
And Disburse Funds Your Way Too
ACH Credit
(Automated Clearing House)
Generate electronic payments, such as payroll direct deposit, with the ability to set up handy templates.
Wire Transfers
Securely transfer funds anywhere, and — depending on when you make the transfer — access those funds the very same day.
Positive Pay & ACH Positive Pay
Detect fraud by matching the account number, check number, and dollar amount of each check you receive against a list of checks you previously authorized and issued. Manage ACH debits and credits posting to your account via online filters and blocks.
Earn great interest to top it off
Sweep Accounts
Put your money to work, even after you’re done for the day. Automatically transfer funds above a target balance from your business checking account at the end of the business day and earn a high interest rate. Excess balances automatically transfer into an FDIC-insured overnight investment account.
Money Market Accounts
Money Market accounts give you easy access to your funds, while still earning you a top market rate. They’re a great way to build a buffer for unplanned expenses or save for an upcoming purchase.
Whew!
To learn more about our maaaany Cash Management services, contact our Business Experts.
